Using The Services Of Credit Challenged Users Since 2002

Using The Services Of Credit Challenged Users Since 2002

SeaDream can help individuals with less credit or than-perfect-credit challenges with flexible watercraft funding options. SeaDream’s Bad Credit Boat Loans Department focuses on mid-tier credit score and sub-prime marine funding programs.

Our mid-tier programs will assist you to secure competitive funding although you might not be eligible for today’s rate that is prime. SeaDream now offers sub-prime watercraft funding programs, makes it possible for one to re-establish / rebuild your credit history while enjoying the fun boating life style.

With funding up to $100,000, SeaDream’s mid-tier and sub boat that is prime programs provide you with many different choices to be practical.

Bad Credit Boat Loan Terms

  • Loan Terms as much as 15 years
  • Simple Interest Financing without any Pre-Payment Penalty
  • Standard Fixed Speed & Temporary Fixed Products
  • Interest levels differ from 9.95 – 17.99%

You meet the following minimum qualifications before you apply please review the following to ensure:

1. Loan Qualifications:

  • Minimal Advance Payment: 10% +
  • Boats Might Not Be Over The Age Of fifteen Years
  • Devices Which Do Not Qualify: High End Boats, Commercial Vessels, & Houseboats

2. Credit Profile Parameters:

  • Credit Score / FICO rating should be 550 or Above
    • If you’re uncertain exactly what your present credit history is, simply simply click Credit Reports to obtain a duplicate of the credit file.
  • Combined Unpa

    Simple tips to apply / next actions:

    A) If you meet up with the Credit Profile Parameters please apply here. For those who have any questions be sure to phone 949-515-0055 to learn more about our mid-tier and marine that is sub-prime programs. Our service-oriented and friendly staff of experienced watercraft finance specialists will continue to work you the boat of your dreams and get your credit rating back on track with you, one-to-one, every step of the way to get. * (see disclaimer below)

    B) in the event that you have never met the Credit Profile Parameters noted above you might not be eligible for our sub-prime marine loan funding programs. We strongly recommend unless you are relatively sure that you have met the general Credit Profile Parameters as it will place an unnecessary inquiry on your credit report that may lower your FICO score that you not apply for a loan. Rather we advice which you begin monitoring your credit rating and use for the SeaDream loan once it offers reached 550 or above.

    For more information on upping your likelihood of securing ship funding SeaDream has come up with a number of ship funding recommendations. With you to get the best possible boat loan after you have taken measures to increase your chances of being financed SeaDream will work.

    You may constantly contact certainly one of our loan representatives to further investigate your present situation.

    * Disclaimer: The credit profile parameters are merely a basic guideline and usually do not guarantee financing approval.


    You may get authorized for a watercraft loan despite having bad credit. Be aware but, rates of interest and loan terms for risky loans will perhaps not match those provided to lenders that are prime.

    Even though it can be feasible to be eligible for a a ship loan with FICO credit ratings into the 500s, generally speaking you will require 600+ along with a reduced financial obligation to earnings ratio to qualify. If you were to think you qualify it is possible to make an application for a loan online today.

    The maximum term length is typically 15 years for bad credit loans. For many with excellent credit it is possible to get terms up to two decades.

    To be eligible for a watercraft loan with bad credit you will need to place a minimum down of 10per cent and also the ship should be lower than 15 yrs. Old.


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